Calculate your complete monthly mortgage payment including principal, interest, taxes, and insurance (PITI).
Determine your total monthly housing cost by calculating principal, interest, property taxes, and insurance premiums. Essential for homebuyers to understand true affordability.
Click on any example to load it into the calculator.
Standard 30-year fixed-rate mortgage with typical property taxes and insurance costs.
Loan Amount: $350000
Interest Rate: 6.25%
Loan Term: 30 years
Annual Taxes: $4200
Annual Insurance: $1400
FHA loan with lower down payment requirements and higher insurance costs.
Loan Amount: $250000
Interest Rate: 6.75%
Loan Term: 30 years
Annual Taxes: $3000
Annual Insurance: $1800
Jumbo loan for a luxury property with higher taxes and insurance requirements.
Loan Amount: $750000
Interest Rate: 7%
Loan Term: 30 years
Annual Taxes: $9000
Annual Insurance: $3000
Refinancing existing mortgage to lower interest rate and reduce monthly payments.
Loan Amount: $280000
Interest Rate: 5.5%
Loan Term: 15 years
Annual Taxes: $3360
Annual Insurance: $1120